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Case No. 21-1105

Brandi Fipps
Progressive Universal Insurance Company



Brandi Fipps


Progressive Universal Insurance Company

Attorney for the Appellant

Thomp J. Pattermann

Attorney for the Appellee

Patrick L. Sealy

Court of Appeals

Court of Appeals Opinion

Opinion Number:
Date Published:
Nov 02, 2022

            Appeal from the Iowa District Court for Harrison County, Craig M. Dreismeier, Judge.  AFFIRMED.  Considered by Bower, C.J., and Schumacher and Ahlers, JJ.  Opinion by Ahlers, J.  (7 pages)

            Brandi Fipps appeals from a grant of summary judgment dismissing her action against Progressive Universal Insurance Company (Progressive).  She argues Iowa Code section 516A.1 (2017) requires Progressive to provide her with underinsured motorist coverage because a new policy was created when she replaced the vehicle covered under an insurance policy issued by Progressive and she did not waive such coverage at the time she replaced the vehicle.  OPINION HOLDS: A new policy was not created when Fipps replaced the vehicle, so a second waiver was not required.  Accordingly, the district court correctly granted summary judgment in favor of Progressive.

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