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Case No. 23-0894

For summaries from opinions prior to August, 2018, view PDF versions here

Joseph Peter Schmidt and Bambi Lynn Schmidt
v.
Farmers Mutual Hail Insurance Company of Iowa

Appellant

Joseph Peter Schmidt and Bambi Lynn Schmidt

Appellee

Farmers Mutual Hail Insurance Company of Iowa

Attorney for the Appellant

Joel C. Waters

Attorney for the Appellee

Steven J. Pace and Jackson C. Blais

Court of Appeals

Court of Appeals Opinion

Opinion Number:
23-0894
Date Published:
Oct 02, 2024
Summary

            Appeal from the Iowa District Court for Marshall County, John J. Haney, Judge.  AFFIRMED.  Considered by Schumacher, P.J., Langholz, J., and Bower, S.J.  Opinion by Langholz, J.  (7 pages)

            Joseph and Bambi Schmidt appeal the district court’s grant of summary judgment on their breach-of-contract claim challenging an insurance appraisal award that decided the amount of loss to their property from the 2020 derecho.  OPINION HOLDS: The district court correctly granted summary judgment.  The Schmidts do not argue that the appraisal process was infected with fraud, mistake, or misfeasance—the only grounds on which we could ignore the otherwise binding determination of the Schmidts’ loss under their insurance policy.  And the arguments that they do make merely seek to improperly revisit that award.

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