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Joseph Peter Schmidt and Bambi Lynn Schmidt
v.
Farmers Mutual Hail Insurance Company of Iowa
Appellant
Joseph Peter Schmidt and Bambi Lynn Schmidt
Appellee
Farmers Mutual Hail Insurance Company of Iowa
Attorney for the Appellant
Joel C. Waters
Attorney for the Appellee
Steven J. Pace and Jackson C. Blais
Court of Appeals
Court of Appeals Opinion
Opinion Number:
Date Published:
Summary
Appeal from the Iowa District Court for Marshall County, John J. Haney, Judge. AFFIRMED. Considered by Schumacher, P.J., Langholz, J., and Bower, S.J. Opinion by Langholz, J. (7 pages)
Joseph and Bambi Schmidt appeal the district court’s grant of summary judgment on their breach-of-contract claim challenging an insurance appraisal award that decided the amount of loss to their property from the 2020 derecho. OPINION HOLDS: The district court correctly granted summary judgment. The Schmidts do not argue that the appraisal process was infected with fraud, mistake, or misfeasance—the only grounds on which we could ignore the otherwise binding determination of the Schmidts’ loss under their insurance policy. And the arguments that they do make merely seek to improperly revisit that award.