United Fire and Casualty Company appeals from a jury verdict in favor of its insured Luigi’s, Inc., which was an Oelwein restaurant destroyed by a fire. After an appraisal award was entered and United Fire paid it, Luigi’s filed suit against United Fire for breach of contract, bad faith and punitive damages. On appeal, United Fire argues because the loss was resolved in the appraisal process, the district court erred in denying United Fire’s motion for directed verdict on Luigi’s claims for failure to timely pay its fire loss. Alternatively, United Fire argues the district court erred in not submitting jury instructions regarding the appraisal process and remedy to set aside an appraisal award, which resulted in material prejudice to United Fire.

County:

Fayette