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Case No. 19-1669

Luigi's Inc.
United Fire & Cas. Co.

United Fire and Casualty Company appeals from a jury verdict in favor of its insured Luigi’s, Inc., which was an Oelwein restaurant destroyed by a fire. After an appraisal award was entered and United Fire paid it, Luigi’s filed suit against United Fire for breach of contract, bad faith and punitive damages. On appeal, United Fire argues because the loss was resolved in the appraisal process, the district court erred in denying United Fire’s motion for directed verdict on Luigi’s claims for failure to timely pay its fire loss. Alternatively, United Fire argues the district court erred in not submitting jury instructions regarding the appraisal process and remedy to set aside an appraisal award, which resulted in material prejudice to United Fire.



Luigi's Inc.


United Fire & Cas. Co.

Attorneys for the Appellee

Peter C. Riley
Hugh G. Albrecht

Attorneys for the Appellant

Matthew G. Novak
Stephanie L. Hinz

Supreme Court

Oral Argument Schedule


Jan 21, 2021 9:00 AM


Supreme Court Opinion

Opinion Number:
Date Published:
May 14, 2021
Date Amended:
Jul 19, 2021

Other Information

Date Retained:
Jun 30, 2020
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